Built on the legacy of Sh. Muhammad Alshareef (rA) | DiscoverU

Heal Your Money Story

The Islamic Psychology of Wealth, Rizq Healing & Money Growth

Six world-class Muslim scholars, coaches, and experts.
Six modules. A complete transformation of the way you earn, save, invest, give, and relate to money as an act of worship.

6

Expert Presenters

6

Modules

$997

Full Investment

∞

Ākhirah Returns

Installment options available • Built on a 20-year legacy

"Charity does not decrease wealth. No one forgives another but Allah increases their honor. And no one humbles himself for the sake of Allah but that Allah raises their status."

Prophet Muhammad ﷺ | Sahih Muslim

Your money problem isn't a math problem. It's a heart problem, and this program addresses both.

You probably make a decent income. You probably know you should be saving more, investing something, maybe setting up an emergency fund. You may have read the articles. You've likely set the intentions. And yet, something keeps getting in the way.

The money disappears. The guilt shows up right alongside the paycheck. You earn more and somehow feel less settled about it, because somewhere under the surface runs a current you've never been able to name: that wanting money is greedy, that the pious aren't supposed to have it, that your relationship with rizq is already decided by forces you can't touch.

Shaytan promises you deprivation. He makes you feel like there's never enough, that ambition is a spiritual defect, that your financial anxiety is a test you're supposed to just endure. Allah promises bounty, but you've never quite felt the gap between those two realities close.

This program was built to close that gap. It combines six distinct disciplines: Islamic psychoeconomics, prophetic honesty about money and iman, licensed therapeutic healing, narrative coaching, halal financial systems, and the spiritual anchoring of barakah. Six experts, six modules, one complete arc from where you are to where you were always meant to be.

What keeps Muslims financially stuck

Why knowledge alone doesn't fix this

🕌

Why knowledge alone doesn't fix this

A deep, inherited belief that financial ambition conflicts with piety. That the Sahabah were poor, that the dunya is beneath you, that wanting more is wanting wrong. This belief operates below conscious thought and quietly kills financial growth.

💸

Money that vanishes every month

You bring home a real income, and 30 days later there's nothing to show for it. The culprit is rarely reckless spending. It's invisible leakage, no system, no automation, and the psychological avoidance that keeps you from looking at the full picture.

🧠

Emotional wounds that run on autopilot

Childhood scarcity, parents fighting over bills, immigrant survival mode, cultural shame around money. These patterns don't disappear when your income grows. They shape every financial decision you make, and they need real healing, not just awareness.

📉

Paralysis around halal investing

You know you should be investing. You've heard about halal ETFs, sukuk, and shariah-compliant funds. But the confusion between what's permissible, what's practical, and what to actually do with $200 keeps everything sitting in a savings account losing to inflation.

🔄

The self-sabotage cycle

You get close to a financial goal and pull back. You earn more and spend it all. You identify an opportunity and convince yourself it's not the right time. This loop has a name and a cause, and until you see it clearly, the cycle continues.

📊

Investing programs that skip the inner work

The market is full of financial courses that teach tactics and ignore the psychology. Mindset programs that heal feelings without growing money. Islamic knowledge programs that cover fiqh without the personal transformation. This program brings all three together in one complete arc.

What keeps Muslims financially stuck

Six modules. One deliberate arc.

The sequence is intentional. Modules 1 through 4 prepare the interior landscape.
Module 5 builds the financial system. Module 6 anchors and protects everything you've built.

M1

Rewire

Islamic worldview of wealth

M2

Confront

Radical honesty about money & iman

M3

Heal

Process the emotional wounds

M4

Rewrite

Build new stories and safety

M5

Build

Budget, invest, grow income

M6

Anchor

Barakah, tawakkul, protection

Program curriculum

What you'll learn inside

01

The Islamic Psychology of Wealth

Dr. Osman Umarji | Scholar & Researcher

Before you can fix your finances, you need to dismantle the assumptions running underneath them. Dr. Osman's scholarship bridges Qur'anic economic principles, Prophetic hadith, and modern behavioral economics to give you a completely new worldview of money and why you've been relating to it the way you have.

  • The Trial of This Ummah: how capitalism's assumptions (self-interest, hedonic pleasure, unbounded rationality) have quietly infected Muslim thinking about money
  • You Are the Trustee: the foundational reframe that Allah is the true Owner and you are managing His wealth. How this changes every spending, saving, and giving decision you make.
  • The Wealth Paradox: why chasing the dunya leads to anxiety while pursuing the ākhirah produces contentment. This isn't passivity. It's calibration.
  • Shaytan's Economic Playbook: Surat al-Baqarah 2:268, the two-step of deprivation and immoral financial behavior, and how scarcity mindset is a spiritual weapon, not just a psychological pattern
  • The Ākhirah Portfolio: building two investment portfolios simultaneously, one for dunya growth and one for eternal returns, and why they reinforce each other
  • From Homo Economicus to Homo Islamicus: creating your Islamic Wealth Declaration, the written statement of your new worldview that anchors everything that follows

After Module 1: "I have a completely new worldview of money grounded in Qur'an and Sunnah.
I understand where my biases came from, and I have an Islamic framework that replaces them."

02

Get Honest: Your Iman & Your Money

Sh. Muhammad Alshareef (rA) | Founder & Visionary

Sh. Muhammad Alshareef (rahimahullah) never lectured at people. He walked them through experiences that made them feel the truth in their bodies. His original "Millionaire Who Went to Jannah" content returns here as the emotional engine of this module, asking you to get radically honest about where you actually are, financially, spiritually, and emotionally.

  • Was That Imam a Little Too Cool? The original visualization exercise that surfaces the hidden beliefs you carry about whether financial success and spiritual devotion can coexist
  • What's Your Story? A personal activity where you write your full money story: what you were taught, what you witnessed, what you believe, and how it's playing out right now
  • What's Iman Got to Do with It? The direct link between the strength of your iman and the clarity of your financial decisions, and why this is a spiritual journey, not just a financial one
  • Why Am I Broke Even Though I Make $80K? A diagnostic exercise confronting your actual cash flow in full, many people see the whole picture for the first time here
  • Four Roads Lead to Money: Sh. Muhammad Alshareef's framework for the four ways to generate income, regardless of educational background, planting the seed for Module 5

After Module 2: "I've stopped lying to myself about my finances. I know exactly where I am, I've written my money story, and I understand how my iman connects to every financial decision I make."

03

Healing Your Money Story

Dr. Omar Hussain | Therapist & Imam

Module 2 surfaced the pain and the story. Module 3 is where a licensed Muslim therapist and imam guides you through actually processing and releasing the emotional patterns that keep you stuck. This is clinical-grade therapeutic work grounded in Islamic pastoral care, addressing the wounds that no investing course has ever touched.

  • Your Money Wound: guided therapeutic exploration of the core emotional wound around money, and how childhood experiences create adult financial patterns
  • Family Money Patterns: mapping the intergenerational inheritance. What did your parents model? What did your culture teach? Identifying specific beliefs to understand and then consciously choose to keep or release.
  • Processing and Release: guided therapeutic exercises to process the emotions Module 2 surfaced, including grief for what you didn't have, forgiveness for what was modeled, and compassion for the survival strategies that no longer serve you
  • Breaking the Cycle: from awareness to agency. Creating a conscious decision about which patterns you keep, which you release, and what you choose to model for the next generation

After Module 1: "I have a completely new worldview of money grounded in Qur'an and Sunnah.
I understand where my biases came from, and I have an Islamic framework that replaces them."

04

Rewrite Your Story & Build Safety

Razia Hamidi | Business Consultant & Muslim Life Coach

Where Module 3 heals the wound, Module 4 builds the new structure. Razia Hamidi's coaching approach helps you actively construct new money narratives, stop self-sabotage loops, and create a felt sense of safety in your body when you engage with your finances. Her framework is simple and grounding: see yourself as Allah sees you, then build from that truth.

  • The Stories You Tell Yourself About Money: identifying the specific narratives running in the background, "I'm not a money person," "rich people are greedy," "I don't deserve wealth," because you can't rewrite what you haven't named
  • Stop the Self-Sabotage: how limiting money beliefs create loops, earning more then spending it all, getting close to a goal then pulling back, avoiding opportunities out of fear. Razia maps the specific cycle in your life.
  • Building Safety Around Money: creating a felt sense of safety when engaging with finances. Learning to check your bank account without anxiety, to have money conversations with your spouse without shutting down, to receive money without guilt.
  • Writing Your New Money Story: the capstone rewrite. Using everything from Modules 1 through 4, you write your new money narrative as a living document you'll build your financial life on.

After Module 4: "I've named the stories that were keeping me small, I've stopped the self-sabotage cycle, I feel safe engaging with money, and I've written a new narrative I'm building my financial life on."

05

The Practical Financial System

Yasmeen Khan | Financial Literacy Coach & Founder of The Intentional Currency

This is the ROI module. All the worldview rewiring, healing, and narrative work from Modules 1 through 4 now gets channeled into a concrete financial operating system and halal investing execution. Yasmeen has coached hundreds of Muslims globally through this process, and she's bringing her full system inside this program.

  • Your Financial Foundations: net worth calculation, understanding assets vs. liabilities, and the three-bucket system. Building your complete personal financial snapshot, often for the first time.
  • Cash Flow Mastery: where every dollar goes. Plugging the $200 to $500 per month in invisible leaks. Building a working budget with automated allocations, debt timeline, and emergency fund targets.
  • Dream-Costing and Goal Setting: costing out your actual dream life, including Hajj, home ownership, your children's education, and retirement. Setting specific 1-year, 5-year, and 10-year targets with real monthly numbers.
  • Halal Investing 101: shariah-compliant ETFs, sukuk, and real estate. How to evaluate halal funds. Opening your first halal investment account. The math on $200 per month compounded over 10 to 15 years.
  • Income Expansion: activating the four roads to money from Module 2. Identifying and launching a second income stream. Halal side income opportunities and pricing confidence for Muslim entrepreneurs.
  • Retirement and Protection: halal retirement options (RRSPs, TFSAs, 401Ks), zakah calculation as a wealth indicator, family financial protection, and building the long-term plan.

After Module 5: "I have a working budget, I've opened my first halal investment account, I've identified a second income stream, and I know the math on how this grows. The $997 has already paid for itself."

06

The Secret of Barakah & The Comparison Trap

Navaid Aziz | Shariah Wealth Advisor & Islamic Scholar

This closing module ensures that the financial growth from Module 5 is spiritually grounded and protected. Sh. Navaid brings scholarly depth and pastoral warmth to a truth the financial world has never been able to quantify: barakah is a real financial force, and the wealth that carries it outperforms everything else.

  • The Secret of Barakah: why $5,000 with barakah outperforms $50,000 without it. The Prophetic understanding that value is proportional to divine blessing, and what practically invites or repels barakah from your money.
  • The Comparison Trap: the Prophetic prescription for downward comparison, the Qarun story as the ultimate cautionary tale, and why constant exposure to wealthy lifestyles destroys contentment and drives impulsive decisions
  • Allah's Wisdom in Your Rizq: internalizing that Allah distributes wealth with infinite wisdom and with your best interests in mind. Building deep tawakkul that eliminates financial anxiety at the root.
  • Charity Does Not Decrease Wealth: the closing spiritual capstone. Connecting Module 5's financial growth to Module 1's Ākhirah Portfolio. Every dollar you give in charity is the most compounding investment you'll ever make.
  • Duas for Rizq: a deep dive into the specific duas related to wealth, provision, and barakah, and how to make them a living part of your financial journey

After Module 6: "My wealth is spiritually protected. I understand barakah as a real financial force. I'm free from the comparison trap. And I know that every dollar I give in charity is the most compounding investment I'll ever make."

Your six teachers

The faculty behind this program

Dr. Osman Umarji

Scholar & Researcher

Published researcher in Islamic psychoeconomics at the Yaqeen Institute. Dr. Umarji bridges Qur'anic economic principles, Prophetic hadith, and modern behavioral economics in a way that's both rigorous and transformative. His work on Homo islamicus vs. Homo economicus forms the scholarly backbone of this entire program.

Module 1: The Islamic Psychology of Wealth

Sh. Muhammad Alshareef (rA)

Founder & VisionarY

Founder of DiscoverU and AlMaghrib Institute, and the creator of the original "Millionaire Who Went to Jannah" content. Sh. Muhammad Alshareef (rahimahullah) was one of the most gifted Muslim educators of his generation. His teaching was experiential, direct, and deeply personal. His legacy continues through this program as an act of sadaqa jariyah.

Module 2: Get Honest — Your Iman & Your Money

Dr. Omar Hussain

Therapist & Imam

A licensed Muslim therapist and imam, Dr. Omar brings both clinical training and pastoral depth to the emotional and spiritual wounds around money. His work sits at the intersection of trauma-informed therapy, family systems, and culturally-grounded Islamic counseling, making him uniquely qualified to guide this healing work.

Module 3: Healing Your Money Story

Razia Hamidi

Business Consultant & CEO, DiscoverU

Dual degrees in family psychology and education. Certified in Gottman methodology, Gallup Strengths, and trained in Islamic sciences (Alima studies). CEO of DiscoverU and the primary torchbearer of Sh. Muhammad Alshareef's legacy. She has coached 1,000+ Muslims through limiting beliefs and personal transformation, and her superpower is helping people see themselves as Allah sees them.

Module 4: Rewrite Your Story & Build Safety

Yasmeen Khan

Financial Literacy Coach

Founder of The Intentional Currency. Eight-plus cohorts of her halal investing program. Hundreds coached globally across Canada, the US, the UK, and the Middle East. Featured in Forbes. Builder of a halal investing app (Mali Invest). She's the most credible voice in Muslim women's financial education, and she's bringing her full system into this module.

Module 5: The Practical Financial System

Navaid Aziz

Shariah Wealth Advisor & Islamic Scholar

Canadian Islamic scholar with a Bachelor's in Islamic Law from Madinah University. Faculty at AlMaghrib Institute. The first Muslim chaplain with Calgary Police Services. Youth and family counselor with pastoral experience across five continents. He brings scholarly authority, real-world relatability, and a deep pastoral care that grounds this final module in lasting spiritual conviction.

Module 6: The Secret of Barakah

The complete journey

Where you're coming from, and where you're going

Both columns are described from the inside, the way these states actually feel in the body and the mind, because that's where transformation actually happens.

Escaping from...

Guilt every time you earn, spend, or want more, because financial ambition feels spiritually suspicious

The belief that the pious are supposed to be poor, that wealth equals worldliness, that the Sahabah were ascetics

A scarcity mindset that creates constant anxiety, poor decisions, and a reluctance to give because there's never enough

Childhood money trauma running on autopilot: immigrant scarcity, parental conflict, cultural shame around financial need

Stories like "I'm not a money person" and "rich people are bad" that sound like humility but function like ceilings

A body that tenses during financial conversations, avoids checking accounts, and panics every time a bill arrives

Making decent money but having nothing to show for it, because there's no system catching what comes in

Paralysis about halal investing, where everything sits in a savings account losing to inflation and growing zakah

  

  

  

 

 

 

 

 

 

 

Arriving at...

Spiritual permission to pursue wealth as worship and trusteeship, grounded in Qur'an and Sunnah and backed by lived scholarship

The clear theological truth: the Sahabah built enormous wealth in service of the Ummah. Wealth and poverty are both tests. Neither indicates honor or humiliation.

Abundance rooted in the names of Allah, al-Karīm and al-Wāsiʿ. Shaytan promises deprivation. Allah promises bounty. The reframe holds.

Processed and released stories, new narratives chosen with intention, Islamic grounding applied to what you witnessed and inherited

Rewritten money narratives that align with your values, open the door to growth, and let you trust yourself around financial decisions

A regulated nervous system around money: calm, grounded, and able to engage with finances as a practical act of worship

Complete cash flow clarity, a working budget, automated savings, and a wealth-building system that works even when you're not watching it

A halal investment plan with accounts open, a portfolio you understand, and your first $200/month compounding toward $36,000+ over a decade

Escaping from...

        

Arriving at...

Guilt every time you earn, spend, or want more, because financial ambition feels spiritually suspicious

        

Spiritual permission to pursue wealth as worship and trusteeship, grounded in Qur'an and Sunnah and backed by lived scholarship

The belief that the pious are supposed to be poor, that wealth equals worldliness, that the Sahabah were ascetics

        

The clear theological truth: the Sahabah built enormous wealth in service of the Ummah. Wealth and poverty are both tests. Neither indicates honor or humiliation.

A scarcity mindset that creates constant anxiety, poor decisions, and a reluctance to give because there's never enough

        

Abundance rooted in the names of Allah, al-Karīm and al-Wāsiʿ. Shaytan promises deprivation. Allah promises bounty. The reframe holds.

Childhood money trauma running on autopilot: immigrant scarcity, parental conflict, cultural shame around financial need

        

Processed and released stories, new narratives chosen with intention, Islamic grounding applied to what you witnessed and inherited

Stories like "I'm not a money person" and "rich people are bad" that sound like humility but function like ceilings

        

Rewritten money narratives that align with your values, open the door to growth, and let you trust yourself around financial decisions

A body that tenses during financial conversations, avoids checking accounts, and panics every time a bill arrives

        

A regulated nervous system around money: calm, grounded, and able to engage with finances as a practical act of worship

Making decent money but having nothing to show for it, because there's no system catching what comes in

        

Complete cash flow clarity, a working budget, automated savings, and a wealth-building system that works even when you're not watching it

Paralysis about halal investing, where everything sits in a savings account losing to inflation and growing zakah

        

A halal investment plan with accounts open, a portfolio you understand, and your first $200/month compounding toward $36,000+ over a decade

The financial case

Why $997 is the most halal investment you'll make this year

The math is straightforward. The cash flow savings alone recover
your enrollment in the first month.

Outcome from the program

Estimated value

Plugging monthly cash flow leaks (Module 5 finds them in week one)

$200–$500 saved every month

Starting halal investing at $200/month, 10-year compound at 8%

$36,000+

Activating one additional income stream in year one

$5,000–$20,000/year

Eliminating high-interest debt faster with a clear repayment plan

$2,000–$10,000+ saved

Emergency fund preventing future debt spirals

$5,000–$15,000 protected

Retirement planning with a 10-year head start

$50,000–$200,000+

Barakah-aligned decisions eliminating haram leaks and deceptive transactions

Immeasurable

Ākhirah Portfolio: increased giving capacity and eternal compound returns

Only Allah knows

Your total enrollment in this program

$997

For $997, you get six world-class Muslim experts, a complete spiritual and financial transformation, and a system that could be worth $50,000 or more to your family over the next decade.

Is this for you?

This program was built for Muslims who...

🌙

Feel that wanting wealth is spiritually suspicious. They've absorbed the myth that piety and prosperity are incompatible, and they need the scholarly and therapeutic work to dissolve it for good.

💰

Make a real income but have nothing to show for it. The money disappears every month. There's no system, no savings, no investment account, and they know it but don't know where to start.

🧬

Are carrying inherited money wounds. Immigrant scarcity, childhood financial chaos, generational patterns around money that show up in their adult decisions and relationships.

📿

Want their financial journey to be an act of worship. They're not looking for a secular investing course. They want a system that honors their faith, their rizq, and their relationship with Allah.

🔁

Keep self-sabotaging around money. Getting close to goals and pulling back, avoiding financial conversations, spending every raise before it compounds. They can feel the cycle but haven't broken it.

🌱

Want to build generational wealth that carries barakah. They're thinking about their children, their giving capacity, and the kind of financial legacy that serves this world and the next.

Enrollment is open

Heal Your Money Story

The Islamic Psychology of Wealth, Rizq Healing & Money Growth. Six modules.
Six experts. One complete transformation.

$997

One-time enrollment • Installment options available

     ✦   Module 1: The Islamic Psychology of Wealth with Dr. Osman Umarji (6 lessons)

     ✦   Module 2: Get Honest — Your Iman & Your Money with Sh. Muhammad Alshareef (rA) (5 lessons)

     ✦   Module 3: Healing Your Money Story with Dr. Omar Hussain (4 lessons)

     ✦   Module 4: Rewrite Your Story & Build Safety with Razia Hamidi (4 lessons)

     ✦   Module 5: The Practical Financial System with Yasmeen Khan (6 lessons)

     ✦   Module 6: The Secret of Barakah with Navaid Aziz (5 lessons)

     ✦   Live Q&A sessions with expert presenters

     ✦   Live "Open Your First Halal Investment Account" workshop with Yasmeen Khan

     ✦   Workbooks, activities, and written frameworks for every module

     ✦   Lifetime access to all recordings and materials

Built on Sh. Muhammad Alshareef's (rA) legacy. Carried forward by DiscoverU. Questions?
Contact our team before enrolling and we'll be glad to help.

A final word

"Charity does not decrease wealth. No one forgives another but Allah increases their honor. And no one humbles himself for the sake of Allah but that Allah raises their status."

Prophet Muhammad ﷺ

Your parents survived. Maybe you're surviving too. Your children will thrive because you chose to break the cycle and build the wealth. This program is how that decision becomes real.

Every dollar you earn with barakah, every dollar you invest with intention, and every dollar you give with a full heart is a line in the legacy you're writing. Enroll today and begin writing it.

Built on the legacy of Sh. Muhammad Alshareef (rahimahullah) • DiscoverU

Lifting Muslims in Deen, Dunya, and Dawah • Founded by Sh. Muhammad Alshareef (rA)

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